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February 5, 2025

Benefits of Pre-Planning Your Funeral: A Practical Guide to Planning Ahead

Pre-planning your funeral is an important step. It ensures your wishes are followed and reduces stress for your loved ones. This support is especially helpful during a difficult time.

Thinking about funeral arrangements may feel uncomfortable. Still, taking the time to plan ahead offers significant emotional and financial benefits for your loved ones. 

For folks in Tulsa, Bixby, and surrounding Oklahoma areas, pre-planning a funeral can simplify decision-making, lock in current pricing, and provide the peace of mind that everything is taken care of. 

This guide will explain the key benefits of pre-planning and help you understand why it's a thoughtful choice for you and your family.

This guide will explain the key benefits of pre-planning and help you understand why it's a thoughtful choice for you and your family.

What Is Funeral Pre-Planning?

Funeral pre-planning is the thoughtful act of making decisions about your own funeral arrangements ahead of time. This process allows you to outline your preferences for everything from the type of funeral service to specific personal touches. Pre-planning helps ensure your wishes are honored. 

The following are some key aspects of pre-planning:

  • Documentation of preferences
  • Type of service or ceremony
  • Burial, cremation, donation, or green burial options
  • Financial arrangements or pre-payment plans
  • Personalization of service elements

By addressing these details in advance, you give your loved ones the gift of clarity during a difficult time. 


How Does Pre-Planning Help Your Family?

Losing a loved one is one of life's most emotional experiences. For families, the immediate aftermath often includes making dozens of decisions in a short amount of time. Pre-planning your funeral lifts this burden by ensuring that key decisions are already made.


Here are some of the ways pre-planning helps your family:

  • Reduces stress during grief
  • Prevents disagreements
  • Provides financial relief
  • Guides loved ones through the process

Pre-planning your funeral is a meaningful way to show care and consideration for your friends and family. 

How Can Funeral Pre-Planning Control Costs?

Funeral costs can add up quickly, and prices tend to rise over time. By pre-planning your funeral with Bixby - South Tulsa Funeral Service, you can lock in today's rates, potentially saving money and protecting your family from future price increases. 

Bixby -South Tulsa Funeral Service also offers flexible payment plans, allowing you to cover expenses over time in a way that fits your budget. 

Can Insurance Be Used to Pre-Plan Your Funeral?

Yes, funeral insurance is a practical option for pre-planning your funeral. There are two main types to consider: pre-need insurance and final expense insurance. While both aim to cover funeral costs, they differ in how they operate.

  • Pre-Need Insurance

    • Purchased directly from a funeral home
    • Designed to cover specific pre-planned funeral costs
    • Locks in current prices for services, protecting against inflation
    • Pays the benefit directly to the funeral home at the time of need
    • Allows detailed customization, including casket, flowers, and service type
  • Final Expense Insurance

    • A type of life insurance offering a fixed payout for final expenses
    • Funds can be used for funeral costs or other debts
    • Provides flexibility, with beneficiaries managing the funds
    • Offers quick payouts for immediate costs

Key Considerations About Funeral Insurance:

  • Choosing the Right Plan: Pre-need insurance provides control over funeral details, while final expense insurance offers broader financial flexibility.

  • Communication with Family: Share your plans with loved ones to ensure they understand your wishes and how expenses will be managed.

Both types of insurance can ease the financial burden on your family and provide peace of mind during a challenging time.

Will Pre-Planning Ensure Your Wishes Are Respected?

Pre-planning your funeral significantly increases the likelihood that your final wishes will be honored. By documenting your preferences in advance, you create a clear plan for your family to follow. 


Taking this proactive approach ensures your desires are known and prevents misunderstandings or conflicts among family members. It spares your loved ones from making difficult decisions during an emotional time and may provide comfort knowing they are fulfilling your wishes. 


Follow these steps to help ensure your plan is respected:

  1. Document: Work with a funeral home to create a formal pre-need agreement.
  2. Communicate: Talk to your family to help them understand your choices and avoid surprises.
  3. Update: Review your arrangements regularly and inform your family of any changes.

While pre-planning cannot provide an absolute guarantee, it offers clarity and peace of mind for both you and your loved ones. 

How to Begin Pre-Planning a Funeral

If you're considering pre-planning a funeral in Tulsa or Bixby, here's how to get started:


  • Decide whether you prefer burial, cremation, or other options, such as green burial or donation to science.
  • Specify the kind of ceremony you'd like—a traditional funeral service, memorial, wake, or a celebration of life. 
  • Choose the location of your ceremony or celebration, such as a funeral home, church, private home, or outdoor setting.
  • Select elements that hold special meaning for you and reflect your personality, values, or cultural traditions. These thoughtful details can make your funeral truly unique and memorable.


Some elements to consider are:


  • Schedule a consultation to discuss your plans with a funeral professional
  • Set up a payment plan, pay in full, or purchase funeral insurance 
  • Document your plans with the help of a professional
  • Share your decisions with your loved ones


Frequently Asked Questions About Funeral Pre-Planning

  • Is pre-planning a funeral expensive?

    Costs vary, but pre-planning often helps you save by locking in today's prices. Many funeral homes, including Bixby - South Tulsa Funeral Service, offer flexible payment plans that make it affordable.

  • Can I change my plan if I move?

    Can I change my plan if I move?

  • Can I change my plan if I move?

    Most funeral homes allow you to adjust your pre-planned arrangements as needed. You can revisit your plan at any time to make changes.

  • How do I ensure my family follows my plan?

    Documenting your wishes and sharing them with trusted family members or friends is the best way to ensure your plan is honored.

Is Funeral Pre-Planning Right for You?

Deciding to pre-plan your funeral is a personal choice that offers multiple benefits. It gives you control over your arrangements, brings financial security, and provides peace of mind for your family. 


If you’re in Tulsa, Bixby, or nearby areas, Bixby - South Tulsa Funeral Service can help with funeral pre-planning. This process allows you to create a thoughtful plan tailored to your wishes. It’s also a practical and affordable way to prepare for the future.


Contact us to explore your options if you're considering pre-planning a funeral. This step can offer lasting peace of mind and make a challenging time easier for your loved ones

White urn with flowers
By Parting Pro Support February 18, 2025
Creating Lasting Memorials for Loved Ones Planning a personalized funeral service can be an emotional journey. By personalizing the memorial service, you can create a heartfelt tribute that reflects your loved one's life and values. For families in Tulsa, Bixby, or nearby Oklahoma areas, customized funeral services offer a meaningful way to celebrate a loved one’s life while creating lasting memories. This guide explores ways to personalize a funeral, unique memorial ideas, and tips for creating a memorable, meaningful service that honors your loved one’s memory.
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